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Broker
A person who for payment of a fee procures insurance on your behalf.
Towing & Labor Coverage
Pays for towing charges when your car can’t be driven. Also pays labor charges, such as changing a flat tire, at the place where your car broke down.
Exclusion
A contractual provision in an insurance policy that denies coverage for certain perils, persons, property, or locations.
Hit and Run
An accident caused by someone who does not stop to assist or provide the required and necessary information.
Comparative Negligence
The percentage of fault shared by each driver in an accident in which both contribute to causing the collision.
Scrapped
Vehicles that have been dismantled and/or crushed and should not return to the road.
Salvage
Property taken over by an insurer to reduce its loss.
Airbag Deployment
Occurs when the driver, passenger or side airbag has been used or deployed during a crash or other incident.
Commission
That portion of the premium paid to the agent as compensation for his or her services.
Insured
The person(s) entitled to coverage in case of an accident or loss.
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